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  1. K

    Acorns Vs Robinhood: Which Is Best For You?

    Acorns and Robinhood both are both online investment platforms that appeal to millennials or investors new to the investing world. The question is, which is best for you: Acorns or Robinhood? After all, when it comes to Acorns vs Robinhood, both offer the same valuable benefits. The main...
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    8 Best Infrastructure Stocks To Buy Right Now

    Infrastructure stocks are shares from companies that are in the business of building and maintaining bridges, roads, highways, railways; transportation, communication, etc. Some companies in the infrastructure business include include Vulcan Materials, Carterpillar, Consolidated Edison Inc...
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    How to Buy Tesla Stock?

    Buy Tesla Stock easily with the following steps. Tesla stock is one of the most expensive stocks out there. As of December 13, 2021, a share of Tesla costs is $966.41. So, Tesla stock can be very expensive to buy? But the question is, is it worth it? Is it the best stocks to buy? Next Steps...
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    Vanguard Digital Advisor: Best for Retirement Planning

    Vanguard Digital Advisor is a low cost, retirement savings planning tool designed to help you grow your money. Vanguard Digital Advisor helps you by investing your retirement savings so you can focus on other matters. The minimum investment is $3,000, which is quite affordable. In addition...
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    Vanguard Personal Advisor Services Review 2022

    Vanguard Personal Advisor Services is a robo-advisor, with unlimited access to a human financial advisor. The robo-advisor automatically rebalances your portfolio. Moreover, investors can hold individual stocks and mutual funds from this account from a rollover account. Next Steps: Planning...
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    Accredited Investor Definition: Accredited Investor Requirements

    What is an Accredited Investor? An accredited investor is an individual (or a business entity) who invests in certain securities. Those securities may not be registered with the Securities and Exchange Commission (SEC). Therefore, they are usually not available to the general public...
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    What Is a Fiduciary Financial Advisor, and Why You Should Care?

    What Is a Fiduciary Financial Advisor? A fiduciary financial advisor is a professional that makes financial decisions that are in the best interest of their clients. This is important to know, because not all financial advisors put your interest above anything else. In fact, anyone who are...
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    Three reasons to have a will and estate plan

    What says I’m committed to you and love you more than including someone in your will and estate plan? First, a will specifies how your assets will be distributed after you pass away, while an estate plan encompasses a broader set of tools and strategies (such as tax planning, financial planning...
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    Divorce and life insurance: How to make sure your family stays protected

    Jay and Susan (not their real names) spent 15 years building a life together. They bought a house, adopted a dog and started a family—their two kids are the light of their lives. But due to a variety of reasons, they decided that they’d be better people, and better parents, separately rather...
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    RBC’s takeover of HSBC: What will happen to HSBC Canada customers?

    You may notice something different about your local HSBC branch on April 1, 2024—and it’s no April Fool’s joke. HSBC Bank Canada (HSBC), which stands for the Canadian division of Hongkong and Shanghai Banking Corporation, was bought by the Royal Bank of Canada (RBC) in a deal that was approved...
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    Should you buy life insurance to pay for tax owed upon death?

    Ask MoneySense I’m of retirement age and have some soft and hard assets, which—if redeemed, sold or when I pass away—will incur capital gains. My children will have to come up with funds to pay. So, my question is, how can I best prepare hereon to either minimize such tax or to shield against...
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    Using whole life insurance for tax-free income in retirement

    Ask MoneySense I am retired from my company, where I am the sole owner. Thirty years ago, the company bought a whole life insurance policy with the expectation of an annual tax-free dividend. However, it appears to be very difficult to now obtain such supplementary income because most financial...
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    Does it make sense for a young person to have life insurance?

    Buying life insurance in your 20s can feel like an added cost to an already long list of expenses. But experts say it can safeguard loved ones if life doesn’t go as planned. Do young Canadians need life insurance? There can be a “very high temporary insurance need” for younger Canadians, said...
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    Do retirees need life insurance?

    Ask MoneySense My wife and I are both retired office workers from a large manufacturing firm. She retired at 60 and I did at 61. We are both 67 now. We have good retirement income between our pensions, LIF, OAS and max CCP, as well as about $12,000 per year in dividend income. The issue is our...
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    Do you have enough life, disability and illness insurance? Find out before you need it

    Most young people engage with insurance only when legally required—auto, tenant or home insurance. Typical advice for saving on these types includes shopping around, bundling with other kinds of insurance, and raising your deductible to lower premium payments. You can also ask for discounts...
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    Which type of life insurance is best?

    A little bit of knowledge can make a daunting task a whole lot easier to start—and that’s certainly true when it comes to life insurance in Canada. It’s a subject most people know little about until they actually decide to buy a policy, so we’re here to offer a little guidance on choosing the...
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    7 Things Homebuyers Can and Should Haggle On

    Monkey Business Images / Shutterstock.com A home is usually the most expensive purchase someone will ever make in their lifetime. However, it’s also a great time to save money through negotiation. Offering less than the asking price is just one of the ways to save money on a home. Read on for...
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    1 in 10 Car Shoppers Now Uses This to Negotiate a Better Price. Are You Overpaying?

    PeopleImages.com - Yuri A / Shutterstock.com Car shopping has never been easy, but a growing number of buyers are turning to an unexpected ally: artificial intelligence. While most people think of AI tools like ChatGPT for writing emails or answering questions, savvy car shoppers are...
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    From Now to New Year: 9 Steps to Avoid a Holiday Debt Hangover

    Ai Assisted / Money Talks News Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The stretch from September to December can feel like a sprint of spending. Gifts...
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    The Fast-Food Chains Where Americans Are Skipping Meals — and Why

    Joni Hanebutt / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. McDonald’s and Wendy’s executives recently announced their breakfast sales have...
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