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    How to Get the Most Benefit From Your Health Savings Account

    Art_Photo / Shutterstock.com Wading through health insurance options when starting a new job or during open enrollment can be confusing. The alphabet soup of terminologies sure doesn’t help. For instance, if your PPO is an HDHP, you might be able to open an HSA and save money toward your health...
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    Zombie Debt: What You Need to Know to Protect Yourself

    Zombie debt is old, expired, or invalid debt that collectors try to bring back to life. Even if it has been paid, discharged, or is past the statute of limitations, debt buyers may still attempt… The post Zombie Debt: What You Need to Know to Protect Yourself appeared first on Crediful.
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    How to Save Money at Farmers Markets

    DC Studio / Shutterstock.com Grocery budgets are a sore spot for many American households. Food prices rose 23.6% from 2020 to 2024, according to the USDA Report on Food Price and Spending. This hit low-income families hard — about 30% of their income is devoted to groceries. However, local...
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    8 Things Costco Members Can Get for Free

    Nambawan / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Costco is many people’s favorite warehouse store and for good reason. After all, where...
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    Pre-Retirement Checklist: What to Do Within 5 Years of Retiring

    Julia Zavalishina / Shutterstock.com Some of the most important decisions about retirement are made in the handful of years just before you stop working. Use these last years in the workforce to set yourself up for a comfortable retirement on your own terms. Here are several crucial steps to...
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    Never Mind AI Romances: Meet Your AI Financial Advisor

    Rawat Yapathanasap / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. AI companions and “virtual boyfriends” grab plenty of headlines, but for many...
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    3 Places Offering Cheap Cheeseburgers on Thursday

    URAIWONS / Shutterstock.com Who can resist a cheeseburger? National Cheeseburger Day, on Sept. 18, gives you permission to have more than one burger complete with melted cheese and all the toppings. Restaurants join in the fun by offering some juicy deals on the cheesy day. Remember, local...
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    I Saved $4,200 This Year Using These 11 Senior Discounts — and I’m Only 52

    insta_photos / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. According to research, Americans aged 50-64 miss out on an average of $4,200 in...
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    11 Government-Approved Programs That Put $1,200/Month in Your Pocket (50+ Only)

    Sean Locke Photography / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The government won’t hand you $1,200 monthly—but they’ve approved programs...
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    The Americans Shopping at Discount Stores Now Might Surprise You

    Jonathan Weiss / Shutterstock.com Don’t assume that all shoppers at your local dollar store can’t afford to shop elsewhere. Over the past few years, wealthy Americans are increasingly shopping at discount stores, in a shift that started during the pandemic and shows no signs of slowing. CBS...
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    Should You Save or Invest? 5 Questions to Ask Before You Decide

    Michael Wick / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Saving usually means putting money into safe, liquid accounts like savings accounts...
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    21 Curious Money Facts to Make You Smile

    Roman-Samborskyi / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Personal finance is a serious topic for many Americans, often bringing stress and...
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    A Modern Investor’s Guide: 6 Smart Ways to Grow Your Money

    Studio Romantic / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Investing is no longer reserved for Wall Street insiders. With easy-to-use apps...
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    15 Ways to Spend Less on Fresh Produce

    adriaticfoto / Shutterstock.com If you’re looking for a way to trim the fat from your budget, it’s time to take a closer look at your grocery spending. Food is a necessity, of course, but chances are you’re spending more than you need to be. And while there are dozens of ways to save money on...
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    A Modern Makeover for Your Money: the 4-Week Glow Up

    Oleg Gekman / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. A “glow up” is slang that took off on social media in the 2010s. It means a...
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    Debt Snowball vs. Debt Avalanche: Which Method Works Best?

    If you’re trying to pay off credit card debt, you’ve probably heard about the debt snowball vs debt avalanche methods. These are two of the most popular strategies for getting out of debt, and while… The post Debt Snowball vs. Debt Avalanche: Which Method Works Best? appeared first on Crediful.
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    Good Debt vs. Bad Debt: Make Choices That Benefit You

    Debt isn’t always a bad thing. When used wisely, it can help you build wealth. But the wrong kind of debt can drag you down for years. It can fund a home, a degree, or… The post Good Debt vs. Bad Debt: Make Choices That Benefit You appeared first on Crediful.
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    6 Dangers of ‘Buy Now, Pay Later’ Apps

    Prostock-studio / Shutterstock.com Buy now, pay later apps are an increasingly popular way to finance purchases. Companies like Affirm, Afterpay and Klarna allow you to split the cost of everyday purchases — from running shoes to groceries — into several installment payments. Pay-in-four loans...
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    The Big Beautiful Tax Break Gap: Why Your State May See a Bigger Slice

    koya979 / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The new Big Beautiful tax law signed by President Trump in July will cut taxes for...
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    Jamie Dimon Warns of ‘Weakening’ Economy. Here’s How to Protect Your Savings.

    lev radin / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. J.P. Morgan Chase CEO Jamie Dimon is warning investors that the mighty U.S. economy...

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