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  1. K

    Skip the Baggage Fees: When Shipping Your Luggage Beats Airline Charges

    Prostock-studio / Shutterstock.com Southwest Airlines’ move to charge $35 for the first checked bag and $45 for the second ends its popular “bags fly free” policy and leaves no major U.S. airline offering free checked luggage. According to MarketWatch, travelers are now searching for ways to...
  2. K

    9 Good Reasons to Ditch Amazon Prime (Including the New Change)

    Antonio Guillem / Shutterstock.com Subscriptions can be tricky. At times, they’re easy to forget because we tend to pay for them infrequently, while other times we feel compelled to “get our money’s worth.” They multiply and sometimes offer overlapping benefits. And those benefits are...
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    What Are the 6 Types of Debt Weighing Down the Average American?

    Vibe Images / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Americans are carrying more debt than ever before. According to the Federal Reserve...
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    Trump’s Tariffs Are Coming Home to Roost: 4 Ripple Effects You Cannot Ignore

    Jakkrit Phomwong / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. The morning coffee that jumpstarts your day, the bacon sizzling in your pan, and...
  5. K

    A Former Restaurant Critic Shares 11 Tips for Dining Out

    DGLimages / Shutterstock.com Whenever I tell someone that I spent 10 years as a food editor and restaurant critic, they think I’m one of the luckiest people alive. Maybe I was. I wrote for a monthly regional magazine. I also edited the restaurant directory and reviews. I helped plan, edit and...
  6. K

    March 2025 Transparent Family Budget Update

    It’s budget update time! I always look forward to going through our budget at the end of the month and planning our budget for the next month. When we look at our budget at the end of the month, we aren’t looking to see if we matched our spending up exactly with the amount we set for each...
  7. K

    April 2025 Transparent Family Budget Update

    At the end of the month, I love reviewing our budget and planning our finances for the next month. When we look at our budget at the end of the month, we aren’t checking to see if we our spending matched up exactly with the amount we set for our budget categories at the bginning of the month...
  8. K

    May 2025 Transparent Family Budget Update

    Do you like living by a budget? Some people associate budgeting with being poor or feeling restricted, but that’s far from the way I see it. Living by a budget is for everyone, no matter your means. Budgeting allows you to be in control of your money (whatever amount that is) instead of having...
  9. K

    July 2024 Transparent Family Budget Update

    It’s the time of the month where I tell you how much I love having a budget! Budgets often get a bad rap because some people see them as restrictive, but if you’ve been around here for any length of time, you know that I believe the opposite is true. Rather than being restrictive, a budget...
  10. K

    Transparent Family Budget Update for August

    Today I’m sharing our transparent family budget, including all of our spending and earning, from August. If you read my last post, then you already have an idea about the most exciting part of this budget update: we bought a car! While that might be the most exciting, it’s all of the other...
  11. K

    Transparent Family Budget Update – September 2024

    I always look forward to going through our budget at the end of the month. When we look at our budget at the end of the month, we aren’t looking to see if we matched our spending up exactly with the amount we set for each budget category. Throughout the month we track our spending as we go and...
  12. K

    October 2024 Family Budget Update

    What do you do when you have unexpected expenses? As you’ll see in our budget below, we try to plan ahead by adding to sinking funds for specific purposes. By adding money to each of these categories every month, we build up sums of money that will come in handy when those expenses come up. Car...
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    January 2025 Family Budget Update

    Budgeting has always been key to reaching financial goals, but in these uncertain financial times, budgeting really is crucial! I’ve been sharing our family’s real budget since 2013 when we were in six figures of student loan debt. A lot has changed with our finances since then, but one thing...
  14. K

    How to Get Started with Sinking Funds (and Why You Should!)

    Have you ever been hit with a big bill that you didn’t budget for? If so, it’s time to set up some sinking funds so that next time you can be prepared. The annual premium for our disability insurance is due next month. While it’s not a surprise, it would be easy to forget that the bill was...
  15. K

    February 2025 Family Budget Update

    Every month we share our family’s real budget with you in an effort to break the taboo about budgeting and help you manage your own budget. Unfortunately, personal finance isn’t offered in most high schools and most people don’t ever have experience with a real budget until it’s their own. When...
  16. K

    FICO to Factor “Buy Now, Pay Later” Loans Into Credit Scores

    Consumers who use “buy now, pay later” loans may have their payment data incorporated into one of the key metrics used to determine creditworthiness. “Buy Now, Pay Later” (BNPL) options have increased dramatically in recent years as consumers seek more financial flexibility in paying off their...
  17. K

    Best USAA Credit Cards for Military Members and Veterans

    USAA has a long-standing reputation for serving military families with integrity, reliability, and customer-first service. While it isn’t as well-known for flashy rewards programs or large sign-up bonuses, USAA offers a solid lineup of credit cards designed with simplicity, low fees, and...
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    USAA Eagle Navigator Credit Card: Military Benefits and How to Maximize Value

    Whether you’re traveling on orders or just want a card that respects your service, the Eagle Navigator delivers reliable value. In fact, we named it the Best Travel Rewards Card on our Best Credit Cards for Veterans & Military Retirees list and Best for Flexible Travel Rewards and an Annual...
  19. K

    Navy Federal SCRA Benefits: What You Need to Know

    The Servicemembers Civil Relief Act (SCRA) offers legal and financial protections to active duty service members, making it easier to focus on the mission without the burden of financial stress. If you’re a Navy Federal Credit Union member, the good news is they go above and beyond the standard...
  20. K

    What to Do With Fee-Waived Credit Cards When It’s Time to Retire or Separate from the Military

    DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN" "http://www.w3.org/TR/REC-html40/loose.dtd"> As an active-duty military member, you may have enjoyed fee waiver on credit cards, thanks to protections like the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA)...
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