StockImageFactory.com / Shutterstock.com
About 56 million American workers can’t save for retirement through their jobs, CBS News reports, citing Pew Charitable Trusts data. That’s nearly half of private-sector employees who miss out on automatic paycheck deductions and employer matches that make 401(k)s such effective savings tools. The gap is most severe for workers earning $37,000 or less. The Economic Innovation Group found that…