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On a whim, I tallied up the monthly payments for all the streaming TV services I currently get free through my job at CableTV.com. My calculator spat out a shocking figure: $619.28. While cleaning up the coffee I spit out, I thought, What if I had to pay these bills myself? How much TV can I realistically afford? How much do I need? Have I become irretrievably accustomed to a certain standard of…